ABSTRACT
Today, the advancement of mobile technologies has provided an opportunity for financial service providers in introducing new financial innovations. One of the emerging financial innovations introduced by financial providers is mobile banking or m-banking. This study evaluates the customer’s perspective of the adoption or introduction of m-banking in Nigeria. Questionnaires were administered to customers of banks to obtain their perspective on m-Banking. A sample of 90 customers selected at random was employed for this study and the statistical analysis was carried out using the SPSS software. The customer’s perception was found to be overwhelmingly positive. The most appreciated feature was ubiquity and the overview over bank account. Fast reaction to market developments often cited as one of the most attractive feature of mobile banking did not find high appreciation. Several factors including technical and security standards, regulatory and supervisory issues and business and legal issues were found to be the main factors that might hinder mobile banking implementation in Nigeria. Connectivity and secure communication platform and encrypted messaging system were found to be the factors that would enhance mobile banking implementation in Nigeria.
ABSTRACT
This study examines the determinance of induced abortion among undergraduates students in...
ABSTRACT
As seller are making efforts to understand the buying behavior of consumers, which will help their business make more profit, in...
INTRODUCTION
The construction industry has evolved into an ever more intricate web of linkages between...
ABSTRACT
The study was designed to determine the impact of home delivery on pregnant females of Sabon Gari Kaduna South...
ABSTRACT
This study was carried out to examine the causes and effects of smoking among secondary school students in sele...
ABSTRACT
This study investigated the perceptions of stake holders on the Academic Staff Development Programmes for Laboratory Skills Acqu...
ABSTRACT
Multisource pharmaceutical products are intended to be pharmaceutically equivalent or pharmaceutical alternatives that are bioeq...
ABSTRACT
The main purpose of this study is to find out the proble...
Abstract
The study investigates the effects of broken homes on academic performance of secondary school student. The stu...
ABSTRACT
An integrated geological, geophysical and hydrogeological studies were carried out to investigate the groundwater potential and...